OUR TECHNOLOGY'S SO GOOD IT’S PATENTED
The fastest way
to add points and
get approved
Maximize your credit score and safeguard your privacy
may help you to save money on loans1
Maximize your credit score and safeguard your privacy may help you to save money on loans1
$2.9 Billion in Interest Saved by 300,000+ Members
(~$8,800 saved per member)2
$2.9 Billion in Interest Saved by 300,000+ Members (~$8,800 saved per member)2
CREDIT SCORES & LOANS CAN BE STRESSFUL
We Make it Easy with the
Right Tools and Loans
We Make it Easy with the Right Tools and Loans
Add Points
Build & Boost™ Your Score
Achieve your future score using action buttons and tools3
Get the Loan
Apply with Your Best Score
Use our myLONA™ to find the loan or financing of your choice
Save Money
Live Confidently
Enjoy the savings of a better loan and maintain your best score
Build your score
with
ScoreBoost™
Build your score with
ScoreBoost™
ScoreBoost™ helps you find the best time to pay off your accounts and add points to your credit score
Plus, Get Privacy & Fraud Tools to Protect Your Credit Score
Plus, Get Privacy &
Fraud Tools to Protect
Your Credit Score
Report Suspicious Spending
Track your spending habits, get alerted and report any suspicious transactions.
Protect Your Household
Safeguard your family’s financial future against identity theft with our $1MM Fraud Insurance.
Stop 3rd Parties Selling Your Info
Reveal websites exposing your private info and request removal directly.
Apply Confidently
with myLONA™ Offers
Shop competitive offers based on your current
and future credit scores.
Shop competitive offers based on your current and future credit scores.
IMPORTANT DISCLAIMER: Any credit scores, score changes or available plus points shown or inferred are estimates only. Individual results may vary, and results are not guaranteed.
*The estimated calculation was obtained from the FICO® calculator to determine savings from starting credit score to credit score before the above-mentioned financing occurred. Our calculation is subject to change without notice.
1 Calculation Methodology: Our average increase score calculations are estimates using historical internal data. It is based on analyzing the increased credit score points of our direct-to-consumer subscribers between Feb 2023-Feb-2024. Our calculation is subject to change without notice.
2 Calculation Methodology: Our savings estimates are derived from historical internal data, analyzing subscribers’ credit reports for increased scores in two categories: new auto and new mortgage financings. Assumptions include precise credit score reporting, consistent correlations between score ranges and financing rates, uniform loan terms (except interest rates), steady interest rates over the loan term, and consistent borrowing behaviors. Note that our estimates rely on accurate credit reporting, average loan data, and current interest rates, but may not account for individual interest rate variations or significant shifts in borrowing and repayment habits. We assumed a conversion from VantageScore® v3.0 to FICO® v8.0, verified by an official FICO® v8.0 calculator. Our calculation is subject to change without notice.
3ScoreBuilder is an individual communications tool using our patented Action button where all requests taken by an individual are sent direct-to-creditor customer service.
ScoreBoost is a payment and spending simulation based on credit utilization from TransUnion®, Experian® and Equifax®.
*Results may vary and are not guaranteed.